Archive for April, 2009

LegalCreditAssist.com has partnered with a law firm to now provide legal debt consolidation/debt settlement services for people drowning in unsecured debt.

Unsecured debts include the following:

  • Credit Cards
  • Collections
  • Unpaid medical bills
  • Personal lines of credit
  • Any other debt not secured by a hard asset

Essentially, our Debt Settlement Plan allows you to both settle and get out of debt within 3 to 4 years based on YOUR monthly budget.  The attorneys handling your case are able to (in most situations) facilitate a bulk negotiation [with your as well as dozens of other clients dealing with the same creditors] so you can save thousands of dollars by paying an average of 40 to 50 cents on the dollar with your settled accounts.

Because we are not paid by the credit card companies like the “non-profit” credit counseling agencies, we do not have to negotiate for a “face value” settlement and can reduce your debts as low as possible with the settlement offer.

Call Today for a FREE consultation!  1-888-385-6742

  • Share/Bookmark

Resources

April - 9 - 2009

Because we believe financial education and resources are the keys to financial success, LegalCreditAssist.com has brought together the following additional resources and services for you.

CAUGHT WITH A SPEEDING TICKET?!

LegalCreditAssist.com recommends the services of attorney Jon M. Zimmerman to defend your rights against alleged traffic infractions.  Go to www.SpeedingTicketBlog.com to find out more about defending your rights and keeping your insurance rates low.


LegalCreditAssist.com’s Recommended Reading List

The Millionaire Next Door by Thomas J. Stanley and William D. Danko
- Clearly illustrates the myths and somewhat shatters the image of what Americans view as the millionaire lifestyle also shows how these folks became wealthy without extraordinary means.

Rich Dad Poor Dad by Robert Kiyosaki
- A lesson about how two conflicting influences approach the issue of handling money, one highly [academically] educated person that worked hard, but never quite achieved financial independence, and another person that learned early in their life to make money work for them instead of vice versa.

Money for Life Budgeting Success and Financial Fitness in Just 12 Weeks! by Steven B. Smith
- This is written by a couple that was on the verge of serious personal and financial trouble until they discovered some key principles, such as how to live comfortably while spending less or understanding the true impact of every decision managing finances in today’s cashless society and much more.

Simple Living for the Worn Out Woman by Alice Gray, Dr. Steve Stephens and John Van Diest
- This book is for any woman that feels like she has overcommitted her time and her self for the needs of others and shows how to simplify your life so that you can stay true to your own needs, dreams and desires.

The Overspent American – Why we want what we don’t need by Julia B. Schor

- This is a study of the trap that most Americans find themselves in, feeling like they need to buy status with the types of products they can display that lets others know they are of a higher status by the type of products they consume also has in-depth interviews with two dozen people that have chosen to get off of the consumer merry-go-round.

Your Money or Your Life Transforming Your Relationship with Money and Achieving Financial Independence by Joe Dominguez and Vicki Robin
- Helps you understand your relationship to money and the time versus money equation how the pursuit [and mismanagement] of money may be fragmenting what little time you have with people you care most about.

  • Share/Bookmark

Terms Of Use

April - 9 - 2009

Terms Of Use

AGREEMENT BETWEEN USER AND LEGALCREDITASSIST.COM

The LegalCreditAssist.com (“LCA”) Web Site is comprised of various Web pages operated by LCA.

The LCA Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the LCA Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

LCA reserves the right to change the terms, conditions, and notices under which the LCA Web Site is offered, including but not limited to the charges associated with the use of the LCA Web Site.

LINKS TO THIRD PARTY SITES

The LCA Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of LCA and LCA is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. LCA is not responsible for webcasting or any other form of transmission received from any Linked Site.  LCA is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by LCA of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the LCA Web Site, you warrant to LCA that you will not use the LCA Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the LCA Web Site in any manner which could damage, disable, overburden, or impair the LCA Web Site or interfere with any other party’s use and enjoyment of the LCA Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the LCA Web Sites.

USE OF COMMUNICATION SERVICES

The LCA Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

* Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

* Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

* Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

* Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.

* Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

* Conduct or forward surveys, contests, pyramid schemes or chain letters.

* Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

* Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

* Restrict or inhibit any other user from using and enjoying the Communication Services.

* Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

* Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

* Violate any applicable laws or regulations.

LCA has no obligation to monitor the Communication Services. However, LCA reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. LCA reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

LCA reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in LCA’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. LCA does not control or endorse the content, messages or information found in any Communication Service and, therefore, LCA specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized LCA spokespersons, and their views do not necessarily reflect those of LCA.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO LCA OR POSTED AT ANY LCA WEB SITE

LCA does not claim ownership of the materials you provide to LCA (including feedback and suggestions) or post, upload, input or submit to any LCA Web Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting LCA, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. LCA is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in LCA’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE LCA WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. LCA AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE LCA WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE LCA WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

LCA AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE LCA WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. LCA AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LCA AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE LCA WEB SITE, WITH THE DELAY OR INABILITY TO USE THE LCA WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE LCA WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE LCA WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF LCA OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE LCA WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE LCA WEB SITE.

SERVICE CONTACT : webmaster@eukopia.com

TERMINATION/ACCESS RESTRICTION

LCA reserves the right, in its sole discretion, to terminate your access to the LCA Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the LCA Web Site. Use of the LCA Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and LCA as a result of this agreement or use of the LCA Web Site. LCA’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of LCA’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the LCA Web Site or information provided to or gathered by LCA with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and LCA with respect to the LCA Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and LCA with respect to the LCA Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the LCA Web Site are: Copyright 2007 by Aegis Credit Systems, LLC and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

  • Share/Bookmark
Annual Credit Report.com is the only authorized FREE internet source per the FTC (supported by Transunion, Experien and Equifax, however Free Credit Report.com has great commercials.
Get Started Today!